How Long Does It Take To Improve Your Credit Score?

Short answer: It can take time to improve your credit score. But it’s worth it. Bad credit sucks. This sticks to you with high interest rates on credit cards and loans – assuming you get approved at all – and it can impact your ability to find a job, an …

Read More »

3 reasons not to go ahead with a home purchase

Before you jump into what appears to be a big house, take a step back and make sure buying it is a good idea. Mortgage rates are at historically low levels, so a lot of people are rushing to buy a home. However, if you are looking to become a …

Read More »

10 best states to live with a bad credit score

It’s no fun having a bad credit score. You pay higher interest rates for your credit – if you can get credit. You have little room for financial error. A small unexpected bill can cause big problems. At least your struggles may not be as severe if you live in …

Read More »

How an overdue book can hurt a credit report

Can it be wrong to return a library book late ?? or never return it. But how severe should the punishment be? Should it include a bad credit score? Abraham Kleinman says no. Mr Kleinman, an attorney from Uniondale, NY, represented a Queens man who sued Unique Management Services for …

Read More »

Queen Motorcars is redefining the way people with bad credit buy a car

Tina has taken what is a traditionally shabby business, selling used cars for people with bad credit, and turned it into a transparent, woman-centric buying process. To date, Tina’s dealers have sold over 10,000 cars to primarily credit-distressed customers who would normally be forced to buy from a buy-here-pay-here type …

Read More »

Half of Millennials Make This Major Credit Card Mistake

Tip: This is something that could drastically harm your credit score. Credit card can be handy, but there’s a reason they tend to get a bad rap. Credit cards can easily lead to overspending, and once that happens, debt becomes an inevitable consequence. But misusing credit cards can also drop …

Read More »

10 awesome ways to celebrate a quarantined birthday

Feeling a bit isolated from birthday celebrations during COVID-19 quarantine? While nothing quite matches the joy of singing a false “Happy Birthday” tune to your loved one, we believe there is still some joy to be had. With a little creativity and imagination, this could actually be the perfect time …

Read More »

Can I improve my credit score with a utility bill?

Credit scores can be improved in several ways, but paying utility invoices on time is usually not enough to make a significant difference. Although gas, electricity, and water are common utility bills that people pay, the information is not reported to credit bureaus and does not appear on an individual’s …

Read More »

Four extremely rare golden tiger cubs born in China zoo

A zoo at China welcomed the arrival of four extremely rare gold medals tiger cubs. You can watch them be precious here: The cubs – three females and one male – were born on October 19 at Taihu Lake Longemont Paradise, an amusement park including a zoo in Huzhou, eastern …

Read More »